Water damage to your home can be caused by lots of issues some are covered by your property owners insurance, and some aren't. So, does property owners insurance cover water damage in your basement when your cleaning device breakdowns? The answer to that depends upon a couple of factors. If the damage was sudden and not the result of an absence of maintenance, you will likely be able to file a claim.
Although it's not typically called "basement flood insurance coverage," your house owners coverage will help secure your financial resources when your basement floods due to a covered loss. water damage restoration companies san tan valley az. In most cases, you'll be covered if the water damage is abrupt or unintentional. Appropriate upkeep of your devices is key, and problems related to typical wear and tear are typically ruled out a covered loss. water extraction san tan valley.
A basic house insurance plan generally has limits to the method it covers flooded basements. But there is some excellent news. You can get included coverage to better protect your basement from flood damage. Here are a couple of examples of basement flooding that most likely will not be covered by your insurance coverage: Flooding that arises from a storm, heavy rains or a storm surge Underground water seepage Contact your American Household Insurance coverage agent as quickly as possible when you observe damage to your basement.